641.664.2224

Davis County Realtors

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    Davis County Realtors
    105 E. Locust
    Bloomfield, IA 52537
    Phone: 641.664.2224
    Fax: 641.664.3520

    Licensed in the state of Iowa

    Can I get a loan for a new house?

    Do you wonder if you would qualify for a loan? Before contacting a lender it’s smart to check your credit score. The higher your credit score , the lower the interest rate on your mortgage. Scores are based on:

    • Payment history: Have you paid your bills on time?
    • Amounts owed: What is your overall debt?
    • Length of credit history: How long have you been borrowing money? Mortgage lenders like to see a long credit history.
    • New credit: Have you applied for new credit?
    • Types of credit: Lenders like to see a variety of types such as bank cards, car loans and student loans.

    So what is a good credit score?  You can expect a good mortgage rate at anything above 720. Visit with a lender to see how much you would qualify for.If you need information on lenders in our area contact Davis County Realtors at 641-664-2224.

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