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Written by Angie
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Friday, 18 November 2011 08:46 |
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by Ilyce Glink
There's no reason you shouldn't buy a home now and take advantage of super-low prices, historically low mortgage interest rates, and a significant supply of homes on the market. But to be successful in today's real estate market, you need to understand that the game has changed. 1. Mortgage
Lenders: Just Not That into You - Lenders are extremely risk-averse at the moment -- so they don't want to
approve a mortgage application unless you have an extremely good FICO score
(preferably 700 or higher, and at least 760 to get the best rates); you have
plenty of cash in the bank (for your down payment, closing costs and a healthy
cash reserve); you don't have anything weird or amiss in your financial data.
2. Investing?
Focus on Income - Now is an amazing time to buy investment
property. Focus on how much income you can get each month.
3.. Time
to Think Medium Term ... at Minimum - Whether you're buying as an investor or plan to live
in the property, you'll need a 7- to 10-year plan in order to make sure you
won't lose money after factoring in the costs of sale.
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Written by Angie
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Monday, 23 May 2011 12:20 |
The Brown Team Wishes You Happiness & Blessings in 2012
Thanks for Your Business & Support in 2011!
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Written by Angie
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Wednesday, 23 March 2011 07:45 |
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Whether you're getting ready to list your home or just maintaining it, curb appeal is important.
1. Get an Outsider's View- Take a walk across the street to get an overall first impression of your property. Get the mower out or hedge trimmer. Clean the windows, repair cracks or dings in panes and sills.
2. Color Coordinate- Consider planting bright florals. Repaint the front door, replace hardware.
3. Consider all Angles- Homebuyers will check out your home from all sides so make sure the patio, pool, deck, pond, and shubbery look as inviting as the front porch.
source: The Residential Specialist. March/April 2011. p42
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Written by Angie
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Monday, 21 February 2011 12:51 |
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The Brown Team has had a busy winter & inventory is low. We need Listings. |
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Written by Angie
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Tuesday, 25 January 2011 09:14 |
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The Median Net Worth of Home Owning Families is more than $200,000.
The Net Worth of Families who Rent is $5,000.
according to most recent data from The Federal Reserve
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Low Interest Rates = More $ for You! |
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Written by Angie
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Thursday, 14 October 2010 09:46 |
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Date |
Interest Rate Freddie Mac
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30 Year Fixed Mortgage Monthly Payment |
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TODAY November 9, 2010
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4.55% |
$509.66 |
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November 9, 2009 |
5.08% |
$541.72 |
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November 2008 |
6.16% |
$609.88 |
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November 2000 |
7.18% |
$677.43 |
Interest Rates According to Freddie Mac
www.erate.com/mortgage_rates_history.htm
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Written by Angie
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Monday, 20 September 2010 12:10 |
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1. You can get a Good Deal.
2. Mortgages are Cheap.
3. You'll Save on Taxes.
4. It'll be Yours.
5. It's Forced Savings.
Click here for more reasons to buy & to view the entire article.
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Increasing Seller's Property Value |
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Written by Angie
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Monday, 02 August 2010 15:24 |
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Some tips to achieve a positive impact on value are:
- Cosmetics are important.
- Fresh paint will always add more value than it costs.
- Clean or new carpet/flooring adds more value than it costs.
- Landscaping adds more value than it costs. At the very minimum, make the entrance area neat.
- If you can, add some colorful flowers and new sod.
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Read more...
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Written by Angie
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Thursday, 11 February 2010 12:39 |
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Top 5 Greatest Cost Recoverd at Resale:
Entry Door Replacement Cost: $1218 Resale Value: $1243 Cost Recouped: 102.1%
Garage Door Replacement Cost: $1291 Resale Value: $1083 Cost Recouped: 83.9%
Siding Replacement Cost: $13,382 Resale Value: $10,707 Cost Recouped: 80.0%
Kitchen Remodel Cost: $21,695 Resale Value: $15,790 Cost Recouped: 72.8%
Deck Addition (wood) Cost: $10,973 Resale Value: $7986 Cost Recouped: 72.8%
Thinking about remodeling your home? Ask Davis County Realtors what would benefit you the most! 641.664.2224
REALTOR magazine. "Remodeling Cost vs Value." Jan. 2011
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Tax Breaks = Great Source of Down Payment |
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Written by Angie
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Monday, 25 January 2010 10:52 |
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Filling out your 2009 tax return is expected to boost averages by $2800. There are a slew of new and
expanded tax breaks for home buyers and car buyers, college students
and their parents, homeowners who installed energy-efficient
improvements, and the unemployed. Click here to View article at yahoo.finance
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